I’m sure you’ve heard that saying before and it is especially true in parts of the country that receive a significant amount of snowfall.  Most nurseries still have abundant plant choices at this time of year.  The benefits of fall planting are plenty: you don’t have to do any extensive watering, since the plants are preparing to go dormant.  They will have the winter to ‘root in’, so that come spring they should be fairly well established producing a healthy first year plant.  No need to mulch, fallen leaf debris around the base of the plant will help to protect it over the winter, deal with the mulch in the spring.  When buying bushes and trees, most nurseries will have a one year guarantee.  Tear off the label on the plant and staple to your receipt, circle the date and file.  I have a file especially labeled for purchased plants.  That way if your plant doesn’t make it, you can return it.  Some nurseries will want you to return the plant as well – not a problem, just uproot and place in a bag along with your receipt and label.  I personally have never had a problem with this, many stores are very good with their customer service and satisfaction.  This is also a great time to split hostas.  Hostas are a beautiful plant that come in many varieties and hues.  Wait until the leaves have almost all wilted, split the plant right down the middle with a sharp shovel or spade.  Yes, you’ll hear crunching and such, not to worry, you’re not doing any harm.  Replant one of the sections in another location.  Hostas can grow quite large and will actually benefit from splitting.  Now you have more plants for your garden or to share!